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    Put your next move
    to the test.

    100 calculators and assessments for the decisions that shape your business. Work through cash, growth, costs, capital and execution—with your own numbers.

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    Free local calculations. No signup. Nothing is submitted automatically.

    Where should your
    business focus first?

    Assess the whole businessFind the weakest operating dimensionsPrioritize your next moves
    Open the business health check

    Start with a consequential question.

    Six useful starting points. One connected view of the business.

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    Showing 24 of 100 tools

    Strategy, Growth & Innovation · Calculator

    AI SWOT + TOWS Builder

    Turn a quick SWOT into a ranked TOWS action matrix: the specific moves to make, in order.

    Strategy, Growth & Innovation · Assessment

    Five Forces Industry Scorer

    Score Porter's five forces in five minutes and find the one force to defend against first.

    Strategy, Growth & Innovation · Calculator

    Investor-Grade Financial Projections

    Build a 3-year P&L, cash, and headcount plan from leads, close rate, and price, not hand-typed revenue.

    Strategy, Growth & Innovation · Calculator

    Bottom-Up Market Size Calculator

    Size your TAM, SAM, and SOM from real customer counts and prices, then sanity-check the top-down number.

    Strategy, Growth & Innovation · Calculator

    Competitive Gap Matrix

    Score yourself against up to five rivals and find the positioning gap nobody owns yet.

    Strategy, Growth & Innovation · Calculator

    Ansoff Growth Path Planner

    Compare all four Ansoff growth paths on risk-adjusted revenue, profit, and payback, and pick your lead bet.

    Strategy, Growth & Innovation · Calculator

    Market Entry Scorecard

    Rank up to five new cities, states, or countries on weighted attractiveness and payback, and get a go / test / no-go call.

    Strategy, Growth & Innovation · Calculator

    Interactive Business Model Canvas

    Fill in the nine blocks, rate each one, and see which links in your business model are weakest.

    Strategy, Growth & Innovation · Calculator

    Strategy-to-OKR Converter

    Turn three strategic goals into quarterly OKRs with measurable key results, owners, and milestones.

    Strategy, Growth & Innovation · Calculator

    Growth Gap Analyzer

    Split the gap between today's revenue and your target into price, volume, retention, and new-offer levers.

    Finance, CFO & Capital · Calculator

    Break-Even Stress Test

    Your break-even point, your margin of safety, and how many months you survive if revenue drops 10–40%.

    Finance, CFO & Capital · Calculator

    13-Week Cash Flow Forecaster

    A week-by-week cash forecast that shows your cash low point, the week it hits, and how much cushion you need.

    Finance, CFO & Capital · Calculator

    Adjusted EBITDA Calculator

    Reported vs. adjusted EBITDA, and how much of your add-backs a buyer is likely to accept.

    Finance, CFO & Capital · Calculator

    Cash Conversion Cycle Optimizer

    Your DSO, DIO, DPO and cash conversion cycle, plus the cash you free by cutting each by a few days.

    Finance, CFO & Capital · Calculator

    Revenue Leakage Audit

    Find the revenue you earn but never collect: unbilled work, discounting, scope creep, failed payments, billing lag.

    Finance, CFO & Capital · Calculator

    Business DSCR & Loan Capacity

    Your debt service coverage ratio today and after a new loan, plus the largest loan your cash flow supports.

    Finance, CFO & Capital · Calculator

    SBA Loan Qualifier

    Your SBA 7(a) monthly payment plus a lender-style check on DSCR, equity injection, credit and experience.

    Finance, CFO & Capital · Calculator

    Burn Rate & Runway Planner

    Net burn, runway with your hiring plan, whether you are default alive, and the cuts needed to buy 6 more months.

    Finance, CFO & Capital · Calculator

    Zero-Based Budget Builder

    Rebuild every expense line from zero, compare to what you spend today, and see where the savings are.

    Finance, CFO & Capital · Calculator

    Unit Economics Workbench

    Contribution margin per job, fully loaded CAC, customer lifetime value and payback, in one view.

    M&A, Valuation, Succession & Exit · Calculator

    Business Valuation Calculator

    What your business is worth today, and the five factors moving your multiple up or down.

    M&A, Valuation, Succession & Exit · Calculator

    SDE Recast Tool

    Recast your P&L into Seller's Discretionary Earnings, and see which add-backs a buyer will actually underwrite.

    M&A, Valuation, Succession & Exit · Calculator

    Acquisition Deal Analyzer

    Test any small-business deal: DSCR, cash-on-cash return, and the most you can pay with SBA and seller financing.

    M&A, Valuation, Succession & Exit · Document self-assessment

    Pitch Deck Analyzer

    Score your deck across 12 investor-readiness dimensions. Identify missing slides and your weakest headlines.

    Turn the analysis into action.

    A model tests the assumptions. Aryo helps validate the evidence, choose the right moves and implement them.

    Discuss your business