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Which week runs short of cash when collections slip?
Build a weekly cash roll-forward with delayed collections, recurring costs and a one-time payment.
Example scenario
Editable demonstration inputs, not verified industry benchmarks. Enable JavaScript to calculate your own scenario.
- Opening available cash
- $120,000
- Baseline receipts / week
- $90,000
- Payroll & fixed cash out / week
- $45,000
- Supplier cash out / week
- $35,000
- Share of forecast receipts delayed
- 30 %
- Additional collection delay
- 2 weeks
- One-time cash payment
- $100,000
- One-time payment week
- 6 week
- Minimum cash buffer
- $50,000
Funding needed to preserve your minimum buffer
Example result only, not a forecast or promise.
- Lowest forecast cash balance
- $26,000
- Week-13 closing cash
- $96,000
- First buffer breach
- Week 6
What to do with this result
Replace level weekly amounts with your actual receivable, payroll and supplier schedule; arrange funding before the first buffer breach.
Know what is inside the model.
Planning model, not personalized financial advice. Your inputs remain in your browser.
Calculation method
Weekly receipts = normal receipts less delayed share, plus delayed forecast receipts from lag weeks earlier. Closing cash = opening cash + receipts − payroll − suppliers − scheduled one-time payment.
Assumptions and limitations
- Example inputs are editable scenarios, not Aryo results or independently verified industry benchmarks.
- Planning scenarios are not lending, investment, tax or legal advice. Rates, prices, probabilities and transaction terms are supplied assumptions.
- Only forecast receipts are delayed; opening cash is already available. The delay applies equally to each forecast week, and collections after week 13 remain outstanding. Weeks and payment week are rounded to whole weeks.