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Will cash generation cover the debt maturity without refinancing?
Project a simple earmarked reserve from monthly free cash and starting cash.
Example scenario
Editable demonstration inputs, not verified industry benchmarks. Enable JavaScript to calculate your own scenario.
- Debt due at maturity
- $3,000,000
- Months to maturity
- 24 months
- Cash already earmarked
- $500,000
- Monthly free cash available for reserve
- $60,000
- Other committed cash uses before maturity
- $200,000
Unfunded maturity amount
Example result only, not a forecast or promise.
- Modeled reserve at maturity
- $1,740,000
- Required monthly reserve contribution
- $112,500
- Monthly contribution above / below requirement
- -$52,500
What to do with this result
Build a dated refinancing and contingency plan well before maturity; this scenario assumes no return on reserved cash and no missed cash generation.
Know what is inside the model.
Planning model, not personalized financial advice. Your inputs remain in your browser.
Calculation method
Reserve at maturity = earmarked cash + monthly available free cash × months − other committed uses. Gap = maturity payment − reserve.
Assumptions and limitations
- Example inputs are editable scenarios, not Aryo results or independently verified industry benchmarks.
- Planning scenarios are not lending, investment, tax or legal advice. Rates, prices, probabilities and transaction terms are supplied assumptions.