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Is a discount for a larger deposit worth the earlier cash?
Compare accelerated collection funding value with the discount conceded on contract revenue.
Example scenario
Editable demonstration inputs, not verified industry benchmarks. Enable JavaScript to calculate your own scenario.
- Aggregate contract value
- $2,000,000
- Current collected deposit
- 10 %
- Proposed collected deposit
- 30 %
- Discount on total contract value
- 1 %
- Days cash is collected earlier
- 90 days
- Annual marginal funding rate
- 15 %
Net funding benefit after deposit incentive
Example result only, not a forecast or promise.
- Additional cash collected upfront
- $394,000
- Simple financing value of earlier cash
- $14,573
- Total contract discount conceded
- $20,000
What to do with this result
Confirm whether discount applies to the whole contract and evaluate cancellation/refund obligations separately.
Know what is inside the model.
Planning model, not personalized financial advice. Your inputs remain in your browser.
Calculation method
Incremental upfront cash = discounted contract value × new deposit share − original value × old deposit share. Benefit = accelerated cash × rate × days / 365 − total contract discount.
Assumptions and limitations
- Example inputs are editable scenarios, not Aryo results or independently verified industry benchmarks.
- Planning scenarios are not lending, investment, tax or legal advice. Rates, prices, probabilities and transaction terms are supplied assumptions.