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How long can you fund the transition without assuming instant revenue?
Compare available personal cash with household needs, business burn and validated owner distributions.
Example scenario
Editable demonstration inputs, not verified industry benchmarks. Enable JavaScript to calculate your own scenario.
- Cash specifically available for transition
- $80,000
- Emergency cash not available to spend
- $20,000
- Monthly household cash outflow
- $6,000
- Additional monthly startup investment from personal cash
- $2,000
- Validated monthly cash distribution to owner
- $3,000
- One-time launch investment
- $10,000
Transition cash runway
Example result only, not a forecast or promise.
- Spendable transition cash
- $50,000
- Monthly transition cash burn
- $5,000
- Zero-distribution runway
- 6.3 months
What to do with this result
Keep reserves separate and test a zero-distribution downside; this model is not a recommendation to leave employment.
Know what is inside the model.
Planning model, not personalized financial advice. Your inputs remain in your browser.
Calculation method
Spendable transition cash = available cash − protected reserve − launch investment. Monthly personal cash burn = household outflow + additional startup investment funded personally − validated owner distribution.
Assumptions and limitations
- Example inputs are editable scenarios, not Aryo results or independently verified industry benchmarks.
- Business revenue is not owner income. These scenarios do not predict demand, guarantee earnings or establish a business valuation.